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How Much Should You Really Spend on an Engagement Ring?

While it’s always great to pore over the for inspiration, dropping millions of pounds isn’t exactly a reality for many of us. Fear not, though, as we’re here to help. We’ve compiled as many different price suggestions as we could and laid them all out for you so it’s easy to navigate and understand. Both you and your significant other will thank us if and when it’s ever the time to bite the platinum, gold or silver bullet.

Keep scrolling for the five rules on how much to spend on an engagement ring, and shop some of our favourite pieces too.

Rule #1: Three Months' Salary

Photo:

Getty ImagesPICTURED:Duchess of Cambridge's engagement ring

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Rule #2: One Month's Salary

You may have heard the more prevalent rule of thumb that a person should spend about a months’ salary on the ring—and you have diamond manufacturer De Beers to thank for that little wisdom nugget. Back in America’s Depression Era, De Beers started running an ad campaign suggesting that men spend one months’ salary on the ring to save money, and the idea stuck.

Photo:

Getty ImagesPICTURED:Meghan Markle's engagement ring

Rule #3: Split the Difference

If three months seems like a stretch for your other half, but one month seems a little skimpy, there are some contemporary ways of thinking that suggest you compromise and spend two months’ salary on the rock. This can be a good option if you’re looking to spend a small fortune without potentially wrecking your finances.

Rule #4: Spend the Average Cost of a Ring

Photo:

Getty Images PICTURED: Amal Clooney's engagement ring

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Rule #5: Look at ways to save money

There are some pretty savvy things you can do to make sure you get the most bang for you engagement ring buck. Many would recommend shopping online (remember that at least you’ll find it easier to return something!), but there are also tricks such as opting for a lower-carat diamond (many stones look exactly the same, unless you’re an expert with a magnifying glass in hand) and deciding on a style that has a solitaire diamond rather than lots of little stones that add up. 

If you’re concerned about authenticity online aim to browse retailers that are trusted and well-known (such as Ernest Jones, for example) and look out for brands carrying IGI certificates, as they are a sure-fire way to know that something is legit. Find out more information on being a confident diamond buyer from the International Gemological Insitute. 

Photo:

Getty Images PICTURED: Kate Upton's engagement ring

Rule #6: Forget the Rules

In our minds—and we assume the minds of many cash-strapped UK millennials—the amount spent on an engagement ring should be 100% up to the person buying it. Of course, the input of the intended is always welcome, but if you aren’t the person actually making the purchase, at the end of the day it’s not really up to you.






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Date: 09.12.2018, 02:06 / Views: 51175